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Cheapest Cars to Insure for Young Drivers in the UK

15 March 2026
11 min read

Cheapest Cars to Insure for Young Drivers in the UK

Discover the most affordable cars for young drivers to insure, based on insurance groups and reliability data.

11 min read • Young Drivers • 25 June 2025

Understanding Insurance Groups for Young Drivers

Car insurance for young drivers in the UK can be eye-wateringly expensive, but choosing the right vehicle can save thousands of pounds annually. This guide covers the best cars in low insurance groups that are also reliable and affordable to run.

Top 10 Cheapest Cars to Insure (Groups 1-5)

1. Volkswagen Up! (Group 1-2)

  • Why it's cheap: Small engine, excellent safety features
  • Typical insurance: £800-1,200/year for new drivers
  • Purchase price: £6,000-10,000 used
  • Pros: Reliable, economical, easy to park

2. Peugeot 108 (Group 1-3)

  • Why it's cheap: City car design, low theft rates
  • Typical insurance: £750-1,100/year for new drivers
  • Purchase price: £5,000-9,000 used
  • Pros: Good MPG, modern features, affordable parts

Check Vehicle Reliability Before You Buy

Use DriveSage to check the MOT history and reliability of any car you're considering. A reliable car means fewer unexpected costs on top of insurance.

Need help choosing an affordable car for a young driver? Contact us at drivesageuk@gmail.com